We defend your interests. The customer is always central and our daily efforts are aimed at developing the best solutions… to your advantage! By working together with a wide range of insurers, we stimulate mutual competition to obtain the best terms and conditions. And this without being dependent on any insurer. We make tailor-made proposals, but you decide.

Dobey Van Saelen, founding Director of SBC, has extensive experience in the Belgian surety market. As an employee, he experienced the early years of the first specialized surety company in Belgium. He subsequently expanded the market further by co-establishing the Belgian surety department within a leading international insurance group. Finally, since 2017, he has been committed to promoting the interests of his clients even better as an independent broker in which the free market is fully stimulated.

Dobey has experience with the most prestigious clients, knows all relevant insurers and their operations inside out, has a good relationship with their employees and has been a decision-maker on credit committees for many years. He has helped to create various contracts, General Terms and Conditions, guarantee wordings, computer systems, etc. that are still valid today as a benchmark and are actively used by the insurers.

In other words, SBC is a very strong partner to represent your interests.

You will have a specialist on your side who will defend your interests without having to pay extra for this, nice right? What's even more, we make sure your costs drop by negotiating the best terms in the market. You never pay more than the agreed premium to the insurers. This approach is also to the advantage of the insurers, because we increase their presence in the market and their efficiency because they always receive a fully detailed file that can be processed quickly. Win-win-win.

From experience we know very well what you need and also which elements are important for credit committees. This unique position means that we can undoubtedly make a difference in your file and have built up a good cooperation with the insurers. 

In addition, we apply the 'one-stop shop' principle where we map out your total need and distribute it to a wide range of insurers through a market study so you do not have to waste time on the same conversation with each individual insurer. Naturally, we will then select a shortlist of insurers that you can meet in person before starting a relationship with them.

With clients from various trade sectors and a large portfolio of surety bonds and guarantees under management, we always have an overall picture of the niche market in which we are very strongly anchored. Through experience and very regular contacts with various insurers, we know at any time what changes the market is undergoing and how we can use this to your advantage. In other words a strong partner who can assist you at any time with full knowledge of the facts.

Although most of our customers are based in the Benelux, we can also offer our services to foreign companies. This often concerns the foreign branches of a customer in the Benelux, but these can also be foreign customers who have to provide a guarantee in the Benelux. International guarantees can be provided directly via international insurers or indirectly via fronting, where a local foreign insurer (= fronter) provides a guarantee under cover of another insurer. Generally, fronting is used if the foreign beneficiary requires the guarantee to be issued by a local financial institution located in the beneficiary's country.